What Is Towing Insurance Coverage From The Hartford?
If your car breaks down on the side of the road, one of your first questions might be, “does car insurance pay for towing?” If you have car towing insurance from The Hartford, also known as towing and labor insurance, then the answer is yes.
This
car insurance coverage can help pay the cost of towing your vehicle, whether your car is in your driveway or 100 miles from home. No matter where it is, we’ll help pay for the tow truck company to get your car and even pay the labor costs for any repairs done at the site of your car’s breakdown.
Does Car Insurance Cover Towing?
Yes, if your car insurance includes towing insurance. This optional coverage can help pay to bring your vehicle to the nearest repair shop for you. However, it does not cover the cost of any parts you might need to finish roadside repairs. You’re responsible to pay out of pocket for those.
Why Is Car Towing Insurance Important?
Towing and labor insurance can help give you peace of mind, knowing you’re covered for the moments that may leave you stranded. For example, if your car breaks down and needs a new battery, this coverage can help pay the fee for the mechanic from one of your local tow truck businesses to replace the dead battery. It doesn’t, however, cover the cost of the actual new battery.
Or, let’s say you run out of gas on the highway. This coverage can help pay for a fuel delivery to get you back up and running. Without this coverage, you’ll be stuck paying the cost of towing your car.
If you have a separate roadside assistance membership, you may not need towing insurance. And, depending on where you live, the availability of towing coverage can vary. In order to get towing insurance, you must have
comprehensive auto coverage on your vehicle.
In addition to towing insurance, we can also help you protect yourself fully with other insurance coverages, like liability coverage, including:
How Does Getting Your Car Towed Work?
If your auto policy from us has towing and labor coverage, you automatically have access to RESCUE 1-800.
® When you need help, When you need help, call RESCUE 1-800
® at
800-322-7789 for
roadside assistance from The Hartford. When you call, explain your problem to the customer service representative and give them your:
- Name
- Location
- Auto Insurance Policy Number with The Hartford
You can also download and
print out your own RESCUE 1-800® card. Once you do that, you can write your auto policy number on the card and follow the steps if you need emergency roadside assistance service.
Tow Invoice Reimbursement Process
If you have towing and labor coverage, but also have towing or roadside assistance through another service other than RESCUE 1-800,® there are two options to submit your request for reimbursement. You can either:
Be sure to provide your:
- Policy number
- Name and contact number
- Vehicle make, model and year
- Policyholder email address, if available
Get a Towing Insurance Quote
Ready to learn more about car insurance towing coverage? Your best strategy is to work with a trusted insurance company, like us. Remember, if you’re a member of AARP, car towing insurance coverage comes with other great benefits through the AARP
® Auto Insurance Program from The Hartford.
1 Call
888-546-9099 or get your
car insurance quote online today.
Last Updated: September 25, 2023
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