Comprehensive Insurance Definition

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
How can you make sure you’re getting the best car insurance? With so many types of car insurance coverage to choose from and providers to consider, it starts by knowing what you need. Two of the most common coverages are collision insurance and comprehensive insurance. Many people mix them up and aren’t sure which they need, that’s why it’s important to know the collision and comprehensive definitions.
 
  • Collision insurance protects your car in accidents and will pay for the repairs or even replacement of your vehicle.
  • Comprehensive insurance protects your car from damages you can’t control, like fire, hail, wind, theft, vandalism or even hitting a deer.
If you’re looking for complete coverage, you’ll need to make sure you have both.
 
The Hartford is dedicated to helping AARP members get the kind of coverage they need, with discounts they deserve. Get your quote now or call 888-546-9099 to see what you can save with AARP Auto Insurance from The Hartford.1
 
 

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Comprehensive Definition

 
 

Important Car Insurance Information

 
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.