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One of the Best Car Insurance Companies for Drivers 50+

Did you know that if you’re over 50, you can save money and receive special auto insurance rates through the AARP® Auto Insurance Program from The Hartford?1 In fact, this program has been giving AARP members discounts and benefits since 1984.
 
To learn more about our coverages and why we’ve been chosen as the only AARP car insurance company, get a car insurance quote today.

Do AARP Members Have Good Car Insurance Options?

By switching to the AARP Auto Insurance Program from The Hartford, you’ll receive the car insurance coverages you need with the discounts you deserve, like up to 10% savings,† just for being an AARP member.
 

How Do I Choose the Best Car Insurance?

There are many car insurance companies to choose from, but we’re the only one who offers exclusive benefits and savings for AARP members. The Hartford’s customer service representatives are here to talk about your insurance needs and help you learn more about the customizable products and services we offer.
 
The AARP Auto Insurance Program from The Hartford has auto insurance coverages like:
 
  • Custom coverage options: Every driver is unique, which is why our program offers a variety of coverages to fit everyone’s needs.
  • Affordable car insurance rates: AARP members can qualify for benefits that make our car insurance even more affordable.
  • Car insurance discounts:  You could get car insurance discounts on your premium for having multiple air bags or for driving a hybrid or electric car.
  • Roadside assistance: Our roadside assistance representatives can help you when the unexpected happens. You can even access roadside assistance using our mobile app.
  • Combining coverages: You can bundle home and auto insurance policies for a discount.**
You’ll get essential benefits, like:
New car replacement if you total your new car in a car accident. We’ll even replace it with a new vehicle of the same make, model and equipment without subtracting anything for depreciation.§§
RecoverCare§ coverage for reimbursement on home services, like house cleaning, if you’re unable to do it after an accident. 
Lifetime car repair assurance for help finding a trusted repair service. Plus, if you use one of our 1,600+ repair shops, we’ll pay for any unsuccessful repairs.
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Additional Car Insurance Benefits Offered Through The AARP Auto Insurance Program From The Hartford

The AARP Auto Insurance Program from The Hartford also offers coverages like:
 
Disappearing deductible, an optional coverage which reduces your collision deductible on your car insurance policy over time, as long as you maintain a clean driving record.‡
 
Accident forgiveness: We understand every driver makes mistakes. As long as all the drivers on your car insurance policy have a clean driving record for five straight years with The Hartford, you’ll qualify for accident forgiveness.‡

Car Insurance Designed Exclusively for AARP Members

The Hartford is here for you 24/7 with a customer service team dedicated to helping AARP members. They can help get you the coverage you need or walk you through filing a claim. Speak with one of our representatives today by calling 877-805-9918. But don’t just take our word for it, read reviews from our customers about why they chose us over other auto insurance companies.
 

More Ways To Save Money on Your Car Insurance

One of the best ways to save is to bundle home and auto insurance. This can get you up to 5% off on auto insurance and up to 20% off on home, condo and renters insurance.
 
You can also get extra discounts if you:
 
  • Pay your premium in full
  • Pass an approved defensive driver course
  • Install safety features
  • Have a good credit score

Insurance for Other Types of Vehicles

You may also be able to get protection for other vehicles you own:  
 
  • Classic cars: These vehicles are eligible for discounts similar to regular cars. For instance, anti-theft devices and defensive driving courses can lower your rate.
  • RVs: Get a discount on your RV insurance when you bundle it with your car and home coverages.
  • Snowmobiles: Bundle your snowmobile, home and auto coverages for a discount.
  • Golf carts: If you pay your golf cart insurance in full, you may be eligible for a discount.
The Hartford auto insurance company

Get a Car Insurance Quote From The Hartford

As you look for the right policy, don’t forget to research auto insurance information for your state because the amount of coverage you need varies depending where you live.
 
We can help make sure you get the right coverage. Get a car insurance quote online or call our representatives at 888-413-8970. They can answer your questions and help you find the coverage you need.
† Savings amounts are averages based on information from The Hartford's AARP Auto Insurance Program customers who became new auto insurance policyholders between 1/1/22 and 12/31/22 and provided data regarding their savings and prior carrier. This data is also used to determine the number/percentage of individuals who saved money when they switched. Your savings may vary. Rate differences from AARP members and non-members vary by state and AARP membership tenure.
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/22 and 12/31/22. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
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