Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and final risk acceptance, and may not be available for all risks or in all states.
This Program may either be underwritten through Hagerty Group, LLC by Essentia Insurance Company (“Essentia”) or by one of the affiliated companies of American Modern Insurance Group, Inc. (American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company) (“American Modern”), through Nutmeg Insurance Agency Inc., an affiliate of Hartford Fire Insurance Company. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Essentia and American Modern.
Hagerty policies are written by Essentia Insurance Company, through Nutmeg Insurance Agency, an affiliate of The Hartford Fire Insurance Company. Hagerty is a trusted partner of The Hartford with no direct relationship to AARP.
Additional disclosures below.