Additional Insurance Coverages
As an AARP member, you can access many different insurance coverages outside of The Hartford.
Learn more.
Common Questions About AARP Auto and Home Insurance From The Hartford
Is Insurance Cheaper With an AARP Membership?
Through the AARP Auto Insurance Program from The Hartford, you’ll enjoy exclusive benefits and discounts for AARP members to help you save on insurance. You can qualify to save up to 10% on car insurance just for being an AARP member.
To save even more, you can
bundle insurance coverages with the AARP Auto and Home Insurance Program from The Hartford. In fact, you could save over $600 just by bundling your auto and home policies.**
Do You Have To Be an AARP Member To Get AARP Insurance From The Hartford?
You will need to have an AARP membership to be eligible for this program.
Can You Join AARP for Free?
You’ll have to pay an annual membership fee to join AARP.7
Get an Insurance Quote From The Hartford
For over 35 years, The Hartford has been protecting AARP members and their families through the AARP Auto and Home Insurance Program from The Hartford. We’re here to help you get the coverage you need at a price that fits your budget.
To find out more about the special discounts and benefits available to you, get an insurance quote from The Hartford for
auto or
home today.
Last Updated: January 31, 2023
2 This Program may either be underwritten through Hagerty Group, LLC by Essentia Insurance Company (“Essentia”) or by one of the affiliated companies of American Modern Insurance Group, Inc. (American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company) (“American Modern”), through Nutmeg Insurance Agency Inc., an affiliate of Hartford Fire Insurance Company. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Essentia and American Modern. Hagerty policies are written by Essentia Insurance Company, through Nutmeg Insurance Agency, an affiliate of The Hartford Fire Insurance Company. Hagerty is a trusted partner of The Hartford with no direct relationship to AARP.
3,4,5 Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. This Program is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Southern Home Insurance Company in FL and LA, American Modern Home Insurance Company d/b/a American Modern Insurance Company (Lic. No 222-8) in CA, American Family Home Insurance Company in AR and GA (Personal Watercraft only) and American Modern Home Insurance Company in all other states, or by one of the licensed insurers of Foremost Insurance Company through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire Insurance Company, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by the insurance companies of American Modern Insurance Group, Inc or Foremost Insurance Company.
6 The Hartford is a participant in the federal Write Your Own (WYO) Program, part of the National Flood Insurance Program managed by the Federal Emergency Management Agency (FEMA). WYO flood policies are underwritten by the federal government and issued, sold, and administered by authorized private insurance companies, including Hartford Fire Insurance Company, Hartford Insurance Company of the Midwest and Hartford Underwriters Insurance Company. Accordingly, Hartford WYO flood policies are written subject to the rules, regulations, terms, conditions, and availability of the National Flood Insurance Program.
Since 1984, The Hartford has offered special discounts and benefits to AARP members through the AARP® Auto and Home Insurance Program from The Hartford.1 In fact, The Hartford has the only auto and home insurance program endorsed by AARP. So, if you’re looking for great coverage, rates and rewards, you’ve come to the right place.
The Hartford provides AARP members with great insurance for several types of vehicles. Whether you own a classic car, ATV or snowmobile, we can help you get the coverage you need to protect your investment.