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Fast, Customized and Comprehensive Business Insurance Online
As a business owner, one of the best ways to protect your company is with business insurance. Getting it is easy with our online business insurance quote tool. This means you can view quotes, compare insurance rates and learn about coverages – all without leaving your seat.Buying the right business insurance online is especially important if you’re just starting out. Small issues can become big problems quickly. For example, just a little water leaking into your office can cause thousands of dollars in property damage. With business insurance, it can help cover your repair costs.
Discover the Online Business Insurance Coverage You Need
Types of Business Insurance Online
There’s no one-size-fits-all business insurance policy. Instead, you can buy different business insurance coverages to help protect your company from various risks. To know what insurance you need for your business, you’ll want to do some research.
General Liability Insurance
General liability insurance protects your business from claims saying your company caused bodily injuries or property damage. For example, if your client slips in your office, breaks their arm and files a claim against you, this policy can help pay their medical costs.
Professional Liability Insurance
If a customer files a claim against you for mistakes in your services, professional liability insurance can help cover advertising injuries and pay the costs. This coverage is also called errors and omissions insurance. For instance, say your marketing firm creates a social media campaign for your client but their sales decline as a result of it. This policy can help pay the costs to settle the claim filed against you.
Workers’ Compensation Insurance
Another coverage that small businesses need is workers’ compensation insurance. This gives employees essential benefits to help them recover from work-related injuries or illnesses by helping:
- Pay for their medical care
- Replace most of their lost income if they take time off to recover
- Pay funeral costs if they lose their life in a work-related accident
- Cover training costs if they return to work in a different role
Cyber Insurance
If you store personally identifiable information for your clients or employees, you’ll want cyber insurance to help cover you from technology-related risks, like data breaches. For example, if a hacker steals your clients’ credit card numbers, this coverage can help pay for the claims filed against you. Learn more about business insurance for online businesses.
Commercial Auto Insurance
If you or your employees drive a company-owned vehicle for work, you may also need commercial auto insurance. This coverage, also known as business car insurance, helps pay for claims if you’re in a car accident while driving on-the-job. It can also help protect remote workers who drive for your business.
Commercial Property Insurance
Don’t forget about protecting your business’ physical location. Commercial property insurance can help cover damages to your business’ space, equipment, inventory and stock. So, if a storm knocks a tree onto your roof, this insurance can help cover your repair costs.
Business Owner’s Policy
It may seem overwhelming to small business owners to manage different business insurance policies. But getting a Business Owner’s Policy (BOP) can help. A BOP combines three coverages into one convenient policy:
- General liability insurance
- Commercial property insurance
- Business income insurance, also known as business interruption coverage
We make it easy for you to customize your BOP to address your business’ unique needs. You can get online business insurance or work through insurance agents to add more coverage. We pride ourselves on being an insurance company that takes the time to help you get the kind of protections you need.
Why Buy Business Insurance Online?
The internet has made life easier in many ways, including the ability to buy your business insurance online. Buying your business insurance online has many benefits, including saving time and energy.You can see what options are available to protect you by getting an online insurance quote or you can find an insurance agent to speak with directly. If you need a certificate of insurance, we’ll help you get small business insurance quickly so you can show your customers that you have the right protection.
Online Business Insurance Services
Compare and Save by Buying Your Business Insurance Online
Shopping for online business insurance is easy. You can use your phone, computer or tablet to compare commercial insurance rates and coverages. You can also find customer reviews on insurance companies to help you make your decisions.How To Buy Business Insurance Online
Once you go through our online quote tool and decide to buy coverage, we’ll connect you to one of our small business insurance specialists. They’ll answer your questions and help guide you through the process of getting the right coverages.Common Questions About Online Business Insurance
What Options Are Available for Online Payments?
We offer flexible online billing to make payments easy for you. You can choose to pay an annual or monthly cost for most of our coverages. If you choose to pay up front on an annual basis, you may even get a lower rate.
What Is the Difference Between Online Bill Pay and Express Pay?
To use Online Bill Pay, you need to create an account and log in. Once you’ve done this, you can access account features and pay for your business insurance online.
Express Pay, on the other hand, lets you pay online without creating an account. To do this:
- Go to Express Pay in our Online Business Service Center.
- Enter your policy or account number, billing zip code and email address. Then click “Continue.”
- Choose your payment method and the amount you’ll want to pay.
Does The Hartford Offer a Paperless Option?
Yes, we do. Our Online Business Service Center makes it easy to go paperless. You can choose to receive bills by email and pay them online. To go paperless:
- Log in to your account on the Online Business Service Center.
- Click “My Profile.”
- Under the document delivery section, click “Go Paperless.”
To learn more about business insurance, get a quote from us today. We’re an insurance company you can count on to help you get the coverages you need at the right price.
Last Updated: November 7, 2022