Workers’ Compensation Definition & FAQs

Get Great Coverage in Minutes
All it takes is a few clicks.
Quote Today
Workers’ Compensation Definition & FAQs infographic

Workers’ Compensation Definition

Workers’ compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more.
 
Workers’ Compensation Definition Workers’ compensation insurance benefits can vary by state. Visit our workers’ compensation state pages to see what workers’ comp regulations and requirements exist in your state.
 
Workers’ compensation coverage helps protect your business in three ways. These include: covering employee illnesses and workplace injuries, protecting your business from lawsuits, keeping your business compliant with state regulations. For a complete workers’ comp definition, visit our what is workers’ compensation insurance page.
 
 

Workers’ Comp Claim FAQs

 
 

Costs & Rates FAQs

 
 

Workers’ Compensation for Employers FAQs

 
 

General Workers’ Compensation FAQs

The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Legal Notice.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.
Get a Workers' Comp Quote