You could save hundreds** when you bundle auto and renters.
Bundle Your Auto and Renters Insurance and Save
If you’re renting a home, apartment or condo, bundling auto and renters insurance can help you save money. We make it easy to bundle insurance through the AARP® Auto and Home Insurance Program at The Hartford.1 In fact, you could save hundreds** when you bundle your renters and auto policies.Is It Worth It To Bundle Auto and Renters Insurance?
Bundling renters and auto coverages is a simple way to save time and money when shopping for insurance. Having different types of insurance with the same carrier can make it much easier to manage different policies. In addition, many insurance companies offer a multi-policy discount if you have more than one policy with them. With the AARP Auto and Home Insurance Program from The Hartford, you’ll get insurance discounts of up to 5% off your auto insurance and 20% off your renters insurance.
Save Money With an Auto and Renters Insurance Bundle From The Hartford
The Hartford has you covered when it comes to auto and renters insurance. With our different coverage options, we can help you create a custom bundle that fits your needs and budget.
Renters Insurance Coverages
Even if you don’t own your property, renters insurance can help you protect yourself and your personal belongings. Without it, you could face expensive unexpected costs that you’ll have to pay out of pocket, like additional living expenses or medical expenses if someone were to get injured on your property. With the AARP Homeowners Insurance Program from The Hartford, renters insurance coverages include:
- Personal property coverage, which helps protect your personal belongings, like furniture or clothing, from a covered loss.
- Personal liability coverage to help protect you if you’re found legally liable for someone else getting injured.
- Property damage to others, which helps cover you in situations where you damage someone else’s property.
- Loss of use coverage to help pay for temporary living expenses if you’re not able to live in your rental after it’s damaged by a covered loss.
Auto Insurance Coverages
It’s important to have auto insurance that fits your needs. Our car insurance coverage options through the AARP Auto Insurance Program from The Hartford can help make sure you’re adequately protected in different situations. Examples of coverages included in car insurance are:- Bodily injury liability, which helps cover another driver’s medical expenses if you’re found to be at-fault in a car accident.
- Property damage liability to help pay for costs if you damage someone else’s property.
- Collision coverage, which helps cover your vehicle if it’s damaged from hitting another car or object.
- Comprehensive coverage to help pay for damages to your vehicle from a non-collision event, such as a natural disaster or animal strike.
- Medical payments coverage, which helps pay for medical expenses resulting from an accident, like treatment, rehabilitation and funeral costs. This coverage can also help pay for medical expenses for passengers and family members who are involved in an accident, regardless of fault.
Other coverages that aren’t available in all states but might be required in certain states include:
- Uninsured/underinsured motorist coverage
- Personal injury protection (PIP)
How Much Does Auto and Renters Insurance Cost?
The average cost of car insurance in the United States is $2,014 per year, while the average annual cost of a renters insurance policy is $173.2,3 However, individual insurance costs can differ based on factors like your:
- Location: For example, you may pay a lower cost if your unit is located more inland versus if you lived in a waterfront rental.
- Type of vehicle: The make, model and year of your car can all affect how much you pay for car insurance.
- Coverage limits on your policy: Choosing higher coverage limits may increase your insurance cost.
- Claims history: The less claims you’ve submitted in the past, the lower your rate will be.
- Personal property’s estimated value: You may pay a higher insurance cost if you own more expensive items.
Types of Auto Insurance Bundles
Bundling insurance policies can help you save time and money no matter what type of home you live in.
- Renters and auto insurance: As a renter, you can save money when you bundle your renters and auto insurance.
- Home and auto insurance: Homeowners can save on insurance by bundling their home and auto insurance coverages.
- Condo and auto insurance: If you live in a condo, bundling condo and auto insurance can get you discounts on both policies.
Get a Quote
At The Hartford, we’ve earned our reputation for integrity and trust. For over 200 years, we’ve been helping people get the coverage they need to protect themselves and their properties.
Our specialists are here to help you find coverage that fits your individual needs. Get a bundled auto and renters insurance quote online or call 888-546-9099 today to find out more about the benefits and discounts available to you.
Last Updated: November 3, 2023
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/22 and 12/31/22. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
§§ Terms and conditions apply.
‡ Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
‡‡ Terms and conditions apply. Availability varies by state.
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