Wyoming Car Insurance

wyoming car insurance
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You could save over $600** when you bundle auto and home.
 

Top Car Insurance in Wyoming

If you’re in the market for Wyoming car insurance, we can help. With the AARP® Auto Insurance Program from The Hartford,1 you can get car insurance in Wyoming that fits your needs perfectly. The Hartford is a company with a reputation for integrity and trust that experienced drivers look for. We also have high customer satisfaction ratings for claims services. Learn more about insurance requirements in Wyoming and how to request a Wyoming car insurance quote.
 

What Is the Minimum Car Insurance in Wyoming?

Wyoming state law requires liability car insurance coverage at the following minimum coverage limits:2
 
While the state of Wyoming doesn’t require you to purchase uninsured/underinsured motorist coverage, it’s important coverage if you’re in an accident with an underinsured or uninsured motorist. To learn more about liability insurance, get a free online quote today.
 

How Much Is Car Insurance in Wyoming?

Not sure what the average rates for car insurance are in Wyoming? The average cost of car insurance is $1,495 for full coverage, which is lower than the national average of $1,674 for full coverage car insurance.3
 
Generally, good drivers with clean driving records and no history of speeding tickets will pay lower insurance rates. However, other factors can influence how much you pay for coverage, like credit scores and type of vehicles being driven.
 
Wondering which insurance companies offer the cheapest car insurance coverage? The best way to find out is to compare quotes from multiple car insurance companies. To get started, get a quote today.
 

Additional Wyoming Auto Insurance Coverages

For added protection, Wyoming drivers may also be eligible for the following Wyoming car insurance coverages from the AARP Auto Insurance Program from The Hartford:
 

Car Insurance Benefits Offered to Wyoming Drivers

auto insurance wyoming Wyoming drivers could receive valuable car insurance discounts and benefits from the AARP Auto Insurance Program from The Hartford, including:
 
  • New Car Replacement§§
  • Accident Forgiveness
  • Disappearing Deductible
  • 24/7 Claim Service

Proof of Auto Insurance in Wyoming

Whether you’ve gotten quotes from insurance companies in Wyoming or a national company, you’ll need to request a copy of your car insurance ID card. In fact, the state requires you to provide it if a police officer or other party involved in an accident requests it.
 
That’s why it’s a good idea to keep a copy of your car insurance ID card in the vehicle with your registration. For added convenience, Wyoming is now among the states that will accept an electronic copy of your ID card. With The Hartford mobile app, you can store your ID card right on your mobile device. Visit the App Store™ or Google Play™ for more information.
 

Wyoming Uninsured Driver Facts

In 2019, 5.8% of drivers in Wyoming were uninsured.If you’re in an accident with an uninsured (or underinsured) motorist, it could be financially devastating. Although the state of Wyoming does not require you to purchase uninsured/underinsured motorist coverage, The Hartford does offer this valuable benefit to give you peace of mind.
 

Staying Safe on Wyoming Roads

As you travel through Wyoming, be sure to know the safe driving laws meant to protect you on Wyoming’s highways and byways. Here are just a few:5
 

Wyoming Seat Belt Laws:

Wyoming does not currently have a mandatory seat belt law, but you can still be ticketed for not wearing your seat belt if you’re pulled over for another motor vehicle violation.
 

Wyoming Distracted Driving Laws:

Wyoming strongly discourages distracted driving. That’s why texting while driving is banned in the State of Wyoming.
 

Wyoming Teen Driver Laws:

Getting a driver’s license is a rite of passage for young drivers, and Wyoming wants to be sure they stay safe in the process. Wyoming has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict a teen driver’s passengers and ensure an adequate amount of supervised driving practice.
 
To learn more about car insurance in Wyoming, get a quote from us today. We can help you get the right coverage at an affordable price.
 
 
Last Updated: October 5, 2023
 
2 Rocky Mountain Insurance Information Association (RMIIA), “Wyoming Auto Insurance Requirements.”
 
3 Bankrate, “Average Cost of Car Insurance in Wyoming for 2022.”
 
4 Insurance Information Institute (III), “Estimated Percentage of Uninsured Motorists By State.”
 
5 Governor’s Highway Safety Association (GHSA), “States.”
** Average savings amounts based on information reported by customers who switched to The Hartford from other carriers between 1/1/22 and 12/31/22. Your savings may vary. Average auto insurance savings is $507 and average home insurance savings is $120. Rate differences for AARP members and non-members vary by state and AARP membership tenure. Auto/Home discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Program from The Hartford. The Home product is not available in all areas, including the state of Florida.
 
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ Terms and conditions apply.
 
Terms and conditions apply. Accident Forgiveness and the Disappearing Deductible are not available to CA policyholders.
 
‡‡ Terms and conditions apply. Availability varies by state.
 
Additional disclosures below.
auto insurance definition

Car Insurance in Plain English

Quick answers and easy-to-understand auto insurance definitions written with you in mind.
 
To learn more, read through our auto insurance definitions page.
Summaries of coverages and policy features are for informational purposes only. In the event of loss, the actual terms and conditions set forth in your policy will determine your coverage.
 
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.
 
The AARP Auto Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA, by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MA, by Trumbull Insurance Company; and in PA, by Nutmeg Insurance Company and Twin City Fire Insurance Company. The AARP Home Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in AZ, MI and MN by Hartford Insurance Company of the Southeast; in CA by Property and Casualty Insurance Company of Hartford; in WA, by Trumbull Insurance Company; in MA, by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, and Hartford Accident and Indemnity Company; and in PA, by Nutmeg Insurance Company. Home product is not available in all areas, including the state of FL. Savings, benefits and coverages may vary and some applicants may not qualify. The Program is currently unavailable in Canada and U.S. Territories or possessions.
 
1 In Texas, the Auto Program is underwritten by Redpoint County Mutual Insurance Company through Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Redpoint County Mutual Insurance Company. The Home Program is underwritten by Hartford Insurance Company of the Southeast.
 
* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.