Professional Liability Insurance FAQs

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You strive to run your business perfectly, but mistakes can happen. If a mistake leads to a financial loss for your client, they can sue your business. That's why it's important to have professional liability insurance (PLI). If your business gets sued, PLI can help cover your legal costs.
 
Some states require certain types of businesses to carry PLI. Your clients or contractors may also require you to have this coverage before agreeing to work with you.
 
If you work directly with customers or give professional advice, it’s important to have PLI. This coverage can also be referred to as errors and omissions insurance. To learn more about professional liability insurance, look at the FAQs below.
 
 

Alternative Names for Professional Liability Insurance & FAQs

 
 

Coverage for Company Management

 
 

Professional Liability Insurance by Industry

 
 
Last Updated: December 16, 2022
 
Additional disclosures below.
The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature.
 
The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation.
 
Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Legal Notice.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
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