Insurance for Railroad Contractors Businesses

We lead with General Liability Coverage that provides protection against injuries and property damage associated with railroad contracting, manufacturing and wholesaling work. This can also include coverage for advertising errors, libel, slander, defamation and product disparagement, including issues that occur on your website, bulletin boards and chat rooms. Manufacturer’s errors and omissions and product recall expense coverage can also be included.

The Hartford provides automatic protection for work within 50 feet of a railroad track (many carriers have an exclusion) plus automatic coverage for additional insureds and waiver of subrogation when required by written contract. Per project aggregate is also available.

 

Helps protect the property a railroad business owns or leases, including things like equipment, electronics and tools. Plus, railroad businesses can tailor coverage to suit the specific needs of their railroad company.

• Buildings and signs
• Equipment breakdown and expediting expenses
• Lost income because utility services are interrupted
• Significant loss to stock
   

In addition, it helps cover property that is in transit and helps pay for the costs of pollution cleanup – should an accident occur.

Helps cover the vehicles that a railroad contracting, manufacturing or wholesaling business owns, leases, rents or borrows – on the road and off, and even on the tracks. Our commercial auto insurance also helps cover electronic equipment in vehicles, along with lease and loan gaps. Plus, The Hartford provides a wide range of specialized services designed to help businesses improve their drivers’ safety. For railroad related industries, this coverage helps protect hired and non-owned vehicles, hi-rail vehicles, and mobile equipment.